Smile and the world will smile with you

by Mr Per Olsson 24. June 2010 06:57

Everything you do, do it with a smile. Starts you of in a positive manor and it gives a good impression of you.


The positive with smiling is that you sound glad as well so smile even if your not seen


You know first impression last so smile and have a nice day!

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New widgets installed on blog

by Mr Per Olsson 18. June 2010 15:54

New pager at the bottom.

Addthis on each post

Subscribe reminder on each post

Render time display at the bottom

Coming:
New theme with a bit more pictures and more stylish looks

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Payment Service Provider broker, an idea

by Mr Per Olsson 11. June 2010 13:13

A payment service provider (psp) offers different ways to let ecommerce businesses (amongst other business channels) to get paid by credit card (the same here, amongst other ways like invoice, micropayments, partpayments, credits).

The problem is that many of these payment methods requires a deal with a bank to be able to offer this service.

Idea:

  1. In countries where there is a need for e-commerce and direct payments of some kind, write one deal between a local company/bank/psp to make business with each other (ie use a payment service)
  2. Gather these deals in a payment service broker which in their turn offer this to e-commerce businesses where the offer is the following:
    The companies connected to the broker is the company with the connection to the bank
    When a payment in a site occurs the money is collected and put on the company which have the payment deal
    Periodically the company with the deal transfers money to the company that uses the broke with a transaction cost of xx 
  3. This could be paid by advertisement in the transfer between the e-commerce and psp site to get rid of the transaction cost for the users of the service (the e-commerce) and the broker companies (the ones with the psp/bank deal)
  4. Localization could be done which psp to use depending on which e-commerce or which customer is visiting the e-commerce.

 

Of course the problem is to identify each e-commerce companies orders in this payment process so the correct company gets the correct amount of money transferred to him.

A lot of details is missing in this idea but could it be realized (I know that there are companies offering this but just for one PSP)?

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